We’ve compiled answers to some of the most commonly asked questions from our clients and prospective clients. If you have other questions or need more personalized assistance, don’t hesitate to reach out to us.
Our services include:
We do not offer hourly or one-time financial planning services, as we focus on long-term partnerships with clients to help them grow and protect their wealth over time.
While we are based in Moorestown, NJ, most of our clients are local. However, we also serve individuals and families across the country and internationally. Thanks to technology, we can connect virtually or in person, ensuring a personalized experience no matter where you are.
At Ausperity, we recognize the importance of building and preserving generational wealth. We believe that true wealth management goes beyond simply growing assets—it’s about creating a legacy that can be passed down through generations. Whether you’re planning for your children’s future, preparing for retirement, or looking to establish long-term strategies for wealth transfer, we tailor our approach to align with your family’s unique goals. Our team works closely with you to ensure that your financial plan incorporates strategies for wealth preservation, tax efficiency, and estate planning, helping you pass on your values and financial security to the next generation.
At Ausperity, we provide comprehensive wealth management with a personalized touch. Our approach is built around trusted relationships, objective advice, and customized strategies. We don’t sell products or earn commissions on transactions, which means our only incentive is to work in your best interest. Our dedicated team of experts offers a holistic approach to wealth management, ensuring that all aspects of your financial life are aligned and optimized. In addition, we specialize in incorporating alternative investments into your portfolio and conduct thorough tax reviews to help you minimize liabilities and maximize your financial success.
While we don’t have a strict asset minimum, we typically work with clients whose financial needs align with our comprehensive wealth management approach. We’re happy to discuss your situation in a consultation to determine how we can best support your goals and help you navigate your unique financial journey.
As a client, you’ll have a dedicated Wealth Advisor who will serve as your primary point of contact. However, our team works collaboratively behind the scenes to ensure you receive the best possible advice and service. Our collective expertise across various financial disciplines means that we approach your financial goals from every angle.
You can securely view your accounts, performance, and holdings anytime through our Client Portal, which integrates with your investment custodians. In addition, our Ausperity Mobile App provides seamless access to your financial information on the go, allowing you to track your performance and stay informed wherever you are. We ensure that you have easy, real-time access to your financial information whenever you need it.
Our fees are based on a percentage of the assets we manage on your behalf. Since we are fee-only, you can be confident that we are focused entirely on maximizing your financial outcomes without any conflicts of interest.
For a detailed breakdown of fees and services, please contact us for full transparency.
Our investment philosophy is designed to build wealth for the long term while managing risk. We take a diversified, multi-asset approach that blends passive investments (like ETFs) with actively managed funds. This strategy aims to balance risk, return, and growth amongst market volatility. Additionally, we incorporate alternative investments where appropriate to enhance diversification and return potential.
We generally avoid picking individual stocks or bonds. Instead, we focus on building diversified portfolios using a combination of low-cost index funds and actively managed strategies, which we believe offer better risk-adjusted returns over time. While we can accommodate company stock holdings, our primary focus remains on diversified investment strategies.
Yes, we use both index funds and ETFs when they are the best available option for your portfolio. These investment vehicles offer low fees and broad diversification, which is essential for effective long-term wealth management.
When you transition to Ausperity, we handle all the paperwork and logistical steps to move your existing accounts. We will work with your current custodians to ensure a smooth transition. While we may recommend adjustments to your portfolio to align with your financial goals and risk tolerance, we strive to make any changes gradually to minimize disruptions and tax consequences.
Private Wealth Management at Ausperity integrates tailored financial planning with investment management, continuous advisory services, and comprehensive tax planning reviews. Our goal is to provide clients with peace of mind, knowing they have a strategic plan in place to build, preserve, and transition wealth effectively. Whether you’re planning for retirement, managing a business windfall, or navigating complex financial situations, our team is here to help guide you every step of the way.
At Ausperity Private Wealth, we are fiduciaries. As a Registered Investment Advisor (RIA), we operate under a fiduciary duty, meaning we are legally and ethically bound to act in your best interests at all times. Unlike brokers or other financial advisors who may be influenced by commissions, we provide independent, objective advice that always prioritizes your financial well-being.
Ausperity Private Wealth is an independent wealth management firm, though we partner with a trusted broker-dealer to provide a broad range of investment options. This partnership allows us to maintain a high level of flexibility and ensure that our recommendations are objective, focused solely on your best interests. If you need additional services, such as life insurance, we work with a network of professionals to refer you to trusted experts who align with your goals.
Every financial situation is unique, and we understand that you may have questions specific to your circumstances. If you’d like to learn more about becoming a client or have additional questions, please contact us to schedule a consultation.
