Financial Planning for Corporate Employees
Let Our Wealth Management Advisors Empower Your Finances
You’ve built a strong career, so now it’s time to make your money work as hard as you do. As a corporate employee, your financial planning needs are unique. There are lots of online calculators and cookie cutter resources out there, but true success requires customization.
The good news is that with a steady income and valuable employer benefits, you’re in a great position to grow lasting wealth. And our experts can help you know how to take full advantage of what’s available to you.
Common Questions Our Financial Advisors Hear from Corporate Employees
- What is socially responsible investing, and how do I get started?
- How should I approach financial planning for myself and my family?
- Where can I find corporate executive planning in Moorestown, NJ?
- When should I exercise my stock options?
- How do I use deferred comp smartly?
- What’s the tax hit if I retire early?
- How do I prevent over-concentration in company stock?
- Can I use a donor-advised fund for my RSUs?
Do any of these questions sound familiar? Planning your future and maximizing your finances can be a complex process, so it’s no wonder that so many people who thrive within the corporate world find themselves facing so much uncertainty when it comes to the details of their financial strategies.
Partner With Our Financial Planning Moorestown, NJ, Experts
Most corporate professionals know they should be doing more, but they have no time and are afraid of making tax mistakes that could have big consequences. Our team specializes in helping corporate execs get the most out of their benefits without adding more to their to-do list. Just let us know where you want to go and we’ll manage all the details required to get you there.
A smart financial strategy begins with making the most of your core benefits—maxing out your 401(k) match, utilizing HSAs, and tapping into the financial wellness resources your company offers. But there’s much more to consider. If you receive equity compensation, such as stock options or RSUs, knowing when to exercise, sell, or hold them can dramatically affect your financial outcome. Tax implications, timing, and strategy all matter.
Case Study
The Challenge
Learn more about how our wealth management for corporate executives Moorestown, NJ-based team empowers clients like you to live their best lives. In this case study, a new client felt he did not have the time or expertise to effectively manage his wealth. His goal was to better utilize his company stock option plan (restricted stock) and determine if utilizing the deferred compensation plan was appropriate.
The Solution
After a few meetings to review his current investments and pinpoint his long-term goals, our team developed a customized strategy to exercise stock options, while also deferring some compensation to be received after retirement when his income decreases. We introduced a custom index portfolio that would exclude his company stock due to his large, concentrated position while maintaining a low tracking error to the stock market. This strategy also aims to actively harvest tax losses which could be used to offset gains taken from selling some of his appreciated company stock.
We also recommended a few private equity and private real estate investments to help diversify his wealth away from just stocks and bonds. Through our multi-year relationship with this client, we’ve shown him the value of a client-focused investment model that focuses on investment solutions, not investment products, and a financial plan that is customized and updated yearly.
The client scenarios are presented for illustrative purposes only and are not representative of all client experiences. Past performance is not a guarantee of future results. No part of this scenario should be understood as a recommendation of an investment product or strategy or construed as individualized investment, tax, or legal advice.